Xactimate Online Estimate Writing
ReadyAdjuster estimate writing services for Insurance claims, contractor supplements, new construction, remodeling, water damage, or restoration projects. We can identify missing Xactimate line items to accurately rebuild your property after a claim. Our adjusters have extensive construction knowledge and decades of insurance adjusting experience. This experience covers minor claims with losses below the deductible, as well as large commercial and industrial rebuilds.
Estimate Writing Services For Insurance Claims
ReadyAdjuster can review your insurance claim estimate along with photos of the damage and alert you to missing or incomplete line items that may not be included in your initial estimate. Keep in mind that your insurance claim is an ongoing process, and you or your contractor may discover additional damage as the restoration progresses. This may require you to submit a supplemental claim request to your insurance company documenting that additional covered loss. The easiest way to do this is with photos of the additional damage, along with the estimated repair cost.
Call (469) 285-7515 To Discuss Your Pending Claim
This experience ranges from large national carriers that serve a vast majority of the continental United States to state-sanctioned insurers of last resort in high-risk areas. Our experience even includes custom construction, large loss
estimates and high-net-worth carriers. We’ve worked in the field and at the desk handling insurance supplements from contractors, so we know what documentation is neededÂ
- Are you overwhelmed as an adjuster in the field or just looking to close more claims and increase your earnings on a current assignment?
- Are you a contractor who prefers to hand off the estimate writing process or doesn’t have time to learn, maintain, and update Xactimate X1 to the latest carrier guidelines?
- Maybe you’re tired of losing money due to missed line items in your estimates, or prefer to increase revenue on insurance jobs by supplementing additional work that your customer’s policy may cover.
- Are you a homeowner facing a loss and need help accurately documenting it?
Supplemental Estimating Service Inquiry
ReadyAdjuster has written half a billion in Xactimate estimates through claims adjusting, contractor estimating, and reconciliation supplements for carriers and contractors. We reduce overhead and costs by eliminating the administrative burden of in-house estimating. Let our professional team of estimate writers handle your estimating needs.
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Xactimate Estimate Writing Services
Water Mitigation & Remediation Estimating
Save time with express turnarounds on water-mitigation estimates for Slab Leaks, Pipe Bursts, Supply Line and Appliance Leaks, Backup Up Sewer & Drain, Fire, Wind Damage, Roof Leaks, Flooding, Mold Remediation, and more. We can handle your loss as a quick behind-the-scenes whitelabel solution for your restoration company. Increase payouts, reduce administrative work, and get consulted on insurance claims.
X1 Xactimate Supplemental Estimate Service Loss Types
We can handle all loss types, including some of the most common perils and damages that result in homeowners’ and commercial building claims, contractor estimates, and insurance supplements, such as:
- Wind & Hail
- Hurrican Damage
- Wildfire Damage
- Insurance Claims
- Crime Scene / Bio-Hazard
- Contractor Supplements
- Estimate Writing For Public Adjusters
- Fire & Smoke Damage
- Lightning Claims
- Vandalism Estimates
- Pack Out/ Additional Living Expenses
- Personal Property Damage
- Backup Sewer & Drain
- Flood
- Large Loss
- Custom Homes & New Construction
- Mold Remediation
- Asbestos Removal & Remediation
- Pipe Bursts & Freeze Claims
- Ice Dams
- Snow Collapse
- Condominium Unit Owner Policies
- Business Interruption & Loss of Rents
Roof Replacement, Roof Supplements & Wind Damage Estimates
Ensure the correct bundles and waste are applied to your roof estimates and insurance supplements. We take your scope notes, sketches, Google Earth, Hover, or EagleView reports and turn them into high-quality contractor estimates, with your business information and logo.
Roofing System Types:
- Slate
- Asphalt Shingles – 3 Tab, Architectural, LaminatedÂ
- Tile
- Wood Shigles/Shakes
- Metal
- Modified Bitumum (Mod Bit)
- EPDM Rubber RoofÂ
- Built-Up Roofing Systems
- Elastomeric
We include all roofing materials and shingle types. Ice and Water shield, drip edge, fascia metals, siding, gutters, solar panels, satellite dishes, appropriate steep and high charges, insulation, any necessary framing, chimneys, roof vents, ridge vents, skylights, access issues, ITEL reports code upgrades, permit fees, and any additional scope needed for an initial estimate or insurance supplement.
Estimate Writing Services Include
- F9 Notes to justify line items for carrier approval
- 6 Revision Cycles
- 3 Day Turnaround, 1 Day for revisions
Xactiamte Estimate Writer for Homeowners, Public Adjusters, Appraisers, and Contractors.
We can assist with advising on the proper documentation required, line-item detail, Xactimate action items, scope of work, paid when incurred items, permit fees, overhead & profit, labor minimums, and how to describe work to receive payment for covered damages. A comp vendor is likely a contractor to estimate the scope of work to the pre-loss condition. We include 6 estimate revisions that are related to the claim, so you have 4 more revisions. If estimate revisions exceed $20,000 in total claim amount, we will invoice the difference. We review the carrier estimate at no cost. Generally, your carrier will want photo documentation to support scope differences, material invoices to support pricing differences, and subcontractor estimates to support labor differences. Your subcontractors are allowed to speak to the adjuster to explain labor differences, and if you have any original invoices, for example, when you had the cabinets installed, that can help establish like-kind and quality pre-loss replacement. For materials that can’t be matched, the carrier may take a sample and use a service called ITEL to see if the carpet, tile, roofing tile, etc., is still available somewhere. We are NOT a public adjuster.
Additional Estimate Writing Add-ons:
- $175.00 – One Hour Phone Consultation, know what to say to the adjuster to explain covered losses, or we can do it for you
- $300.00 – Onsite Inspection Fee – We conduct an onsite inspection, taking photographs and sketches, and documenting damages and/or work in progress. (Within 50 Miles of Atlanta or the Dallas Downtown Area)
- $300.00 – Drone inspection photos for high, steep roof inspections – Keep your employees safe (Available in Dallas and Atlanta)
- $150.00 – Access roof one story less than 4/12 pitch to inspect hail or wind damage
- $250.00 – Access the roof of a two-story, less than 6/12 pitch, to inspect and document hail or wind damage
- $650.00 –Â Access the roof of a two-story, greater than 6/12 pitch, to inspect and document hail or wind damage
- $175.00 – Addition fee for metal roofs
- $150.00 – For inspections 50 – 100 miles outside the Atlanta or the Dallas Downtown Area
- $300.00 – Next Day Expedited Service 24-hour turnaround
We can also import your Hover or EagleView reports, if needed.
Insurance Supplements, Insurance Claims, Remodeling Work, Smoke & Fire Damage, Water and Mold Claims, Weather-Related Losses, Backup Sewer and Drain, Sump Pump failures – we can handle all types of restoration estimates.
Average increase of 20 – 40 percent in gross revenue from insurance jobs. We identify issues that new or overworked adjusters often overlook when working for large mid-market carriers that struggle to hire and retain experienced insurance adjusters.
Insurance Supplement Writing Requirements:
Photo Report
Room overviews
Floorplan Sketch
Close-up of damage
Damage overview
Exterior photos
Elevation overviews
Detailed and legible sketch of the interior that includes measurements
Mitigation Information
Annotation of damages
Detailed scope of work
Upload images to Google Drive, SMS, or iCloud
Bonus: Pre-loss photos of the affected areas