Adjuster Licensing

Compliance and proper licensing are one of the most important aspects of becoming an adjuster. Without a license for the states that require one, you can not handle claims in those states. Not every state requires a license but the state with the most active weather will require a license. Occasionally if is major catastrophe occurs a state may offer emergency licenses. But there are a lot of restrictions on emergency licenses and adjusters who already have the license will deploy first on assignments to those areas. Below is a map of the states requiring licenses, the dark grey states are licensing states.

Once you have obtained your home state license you will be eligible to purchase reciprocal licenses in other states. As an independent adjuster, the more states you can handle claims in the more desirable you are to IA firms looking to hire you. In general, there will always be weather events occurring in different states and most of the time it will not be your home state. for the best opportunity to secure continuous work as an independent adjuster, we suggest the following licenses for specific weather events.