Adjuster Licensing
Compliance and proper licensing are one of the most important aspects of becoming an adjuster. Without a license for the states that require one, you can not handle claims in those states. Not every state requires a license but the state with the most active weather will require a license. Occasionally if is major catastrophe occurs a state may offer emergency licenses. But there are a lot of restrictions on emergency licenses and adjusters who already have the license will deploy first on assignments to those areas. Below is a map of the states requiring licenses, the dark grey states are licensing states.
Once you have obtained your home state license you will be eligible to purchase reciprocal licenses in other states. As an independent adjuster, the more states you can handle claims in the more desirable you are to IA firms looking to hire you. In general, there will always be weather events occurring in different states and most of the time it will not be your home state. for the best opportunity to secure continuous work as an independent adjuster, we suggest the following licenses for specific weather events.
Hurricanes:
- Florida
- Texas
- South Carolina
- North Carolina
- Georgia
- Alabama
- Louisana
- Mississippi
Hail:
- Colorado
- Texas
- Minnesota
- Oklahoma
- Arkansas
- Illinois
- Kansas
- Wyoming
- Missouri
- Nebraska
- Iowa
In Demand Licensing:
- New York
- Hawaii
- Michigan
- Deleware
- Arizona
- New Mexico
Independent Adjuster State License Casualty Line Selection
When purchasing a reciprocal state license in another state be sure you select the proper casualty lines to be a property adjuster or you may end up repurchasing the license again if you make the wrong selection. The guide below will help you when selecting a license to purchase on NIPR or SIRCON.
wdt_ID | State | License Classification | Line(s) to Choose: |
---|---|---|---|
1 | Alabama | Independent Adjuster | Property, Casualty including Workers Comp & Crop |
2 | Alaska | Independent Adjuster | Property & Casualty |
3 | Arizona | Insurance Professional Adjuster | You do not choose lines. |
4 | Arkansas | Adjuster | Property & Casualty |
5 | Connecticut | Property & Casualty Claims Adjuster | Property & Casualty |
6 | Delaware | Adjuster | Property & Casualty |
7 | Florida | Adjuster | All Lines |
8 | Georgia | Adjuster | Property & Casualty |
9 | Hawaii | Independent Adjuster | You do not choose lines. |
10 | Idaho | Independent Adjuster | No Lines of Authority (LOA) |
11 | Indiana | Independent Adjuster | Property & Casualty |
12 | Kentucky | Independent Adjuster | Property & Casualty |
13 | Louisiana | Claims Adjuster | Comprehensive |
14 | Maine | Adjuster | Limited-Home State |
15 | Michigan | Insurance Adjuster | Fire & Other Hazards |
16 | Minnesota | Independent Adjuster | Property & Casualty |
17 | Mississippi | Independent Adjuster | You do not choose lines. |
18 | Montana | Adjuster | No Lines of Authority (LOA) |
19 | Nevada | Independent Adjuster | Property & Casualty |
20 | New Hamphire | Adjuster | Property & Casualty |
21 | New Mexico | Independent Adjuster | You do not choose lines. |
22 | New York | Independent Adjuster | Fire or General |
23 | North Carolina | Self-Employed Insurance Adjuster | No Lines of Authority (LOA) |
24 | Oklahoma | Adjuster | Property & Casualty |
25 | Oregon | Adjuster | General Lines |
26 | Rhode Island | Independent Adjuster | Property & Casualty |
27 | South Carolina | Adjuster | Property & Casualty |
28 | Texas | Adjuster | All Lines (or based on exam taken) |
29 | Utah | Independent Adjuster | Property & Casualty |
30 | Vermont | Adjuster | Property & Casualty |
31 | Washington | Independent Adjuster | You do not choose lines. |
32 | West Virginia | Company Adjuster | None |
33 | Wyoming | Adjuster | Property & Casualty |
State | License Classification | Line(s) to Choose: |
The best website to obtain reciprocal licenses and renew expiring ones – https://www.nipr.com/
The best platform to manage multiple licenses – https://platform.sircon.com/#/inviteSignup/initiateInvite
National Association of Insurance Commissioners (Lookup & Print Licenses) – https://sbs.naic.org/solar-external-lookup/license-manager
NY License Lookup – https://myportal.dfs.ny.gov/nylinxext/elsearch.alice
Print your New York License – https://myportal.dfs.ny.gov/nylinxext/
Print North Carolina License – https://sbs-nc.naic.org/Lion-Web/html/external/LicensePrint.jsp?state=NC
Michigan Licensing – https://www.michigan.gov/difs/0,5269,7-303-22535_60490_23030—,00.html
Michigan License Renewal – https://difs.state.mi.us/DIFS_Lic_Renewal/License_Renewal.aspx
Print your Connecticut License – https://www.cidverifylicense.ct.gov/CLIC/VerifyLicense.aspx
Renewing your New Mexico License – http://indsearch.osi.state.nm.us/
Surety Bonds – https://www.suretybonds.com/
NPN Lookup – https://nipr.com/help/look-up-your-npn
Washington State Licensing – https://fortress.wa.gov/oic/onlineservices/Login.aspx